To request a change to your pension contributions you can speak to one of our consultants by calling: 0345 716 6777. To request a change to your pension contributions in writing, please ensure you include: Scottish Widows Under the scheme you will have your own personal pension plan. We’re here to provide support when you might need it. Scottish Widows Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. You’ll be automatically enrolled in Your Tomorrow on the day you join the Group. Once we have all the information needed, your valuation request can take up to 5 working days to be processed. Edinburgh EH16 5BU. At Scottish Widows we really care about the quality of service you receive. Your Scottish Police pension scheme Important COVID-19 (Coronavirus) update: Reduced telephony service To date, we’ve followed Scottish and UK Government guidance and taken the appropriate preventative measures to protect our colleagues and services. Health (illness) claim form. Find out more about cookies. If you’re not yet a member, see joining. We’re here to support you for as long as you need us. Registered in England and Wales No. Visit our hub to find out what you can do to close the gap. In order to get you to the right team as quickly as possible, please have your policy number ready. Pensions; Annuities (guaranteed income for life) Investments; Life insurance; With-profits; Existing customers. *We may record and monitor calls to help us improve our service. Scottish Widows' defined contribution (DC) default fund has returned the best performance for workplace pension savers over the the last five years, according to data. IF YOU JOINED THE GROUP BEFORE 1 JULY 2010. This request is to transfer into your existing Scottish Widows Retirement Account, where references to the scheme apply to the Scottish Widows Appropriate Personal Pension Scheme. Once we have all the information needed, your request to change your pension contributions can take up to 5 working days to be processed. Scottish Widows Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Authorised and regulated by the Financial Conduct Authority. Please note that timescales may vary for payments to non-UK bank accounts. If you’re an employee of Lloyds Banking Group and not a member of one of our pension schemes, it’s not too late to join, as long as you’re eligible. Regulation & legislation Helping you understand and meet regulatory and legislative requirements. If you’re not yet a member, see joining. It may take up to a further 5 working days for you to receive your payment and written confirmation. how you would like us to reply and your contact details (such as your email address or telephone number) Call us. Registered in England and Wales No. When requesting access to money saved in your pension in writing, please ensure you include: Scottish Widows The pension you receive when you retire will depend on the value of your pension … Having your policy number to hand when you call us will make it easier for us to get your call to the right place. To avoid any delays in being able to carry out your request, please can you include a daytime contact number or email address. If this applies we will get in touch to confirm what you need to provide, so please make sure to include a daytime contact number and/or email address. The current system is overly complicated. We’re well prepared for the spread of the virus and ready to continue to deliver core services. Home; Retirement; Insurance; Savings and Mortgages; Home; Existing customers. Transferring service in; Your contributions. Insight Access the latest market news and opinion. IF YOU JOINED THE GROUP ON OR AFTER 1 JULY 2010. Or our dedicated claims team are on hand if you need to make a claim on a policy. Here is a list of the main types of pensions they can’t accept online: Here is a list of the main types of pensions they can’t accept online: Pensions with guarantees - A Guaranteed Annuity Rate: this means, in most cases, you’d get a higher income for life when you retire than you’d get at today’s rates. To make up the difference they’d have to start work a lot younger. Tel: 0345 300 2244. Contact Us during the Covid-19 Pandemic. Scottish Widows Limited. Apply. Our opening hours are: Mon to Fri 8am to 6pm & Sat 9am to 12.30pm.  Please make sure you have your plan number to hand. An example reference number is: 12345678RL. Our opening hours are: Mon to Fri 8am to 6pm & Sat 9am to 12.30pm.  Please make sure you have your plan number to hand. You can request a change to your pension contributions by emailing IPC.Aftersales@scottishwidows.co.uk. Please note there may be a maximum of 10 funds on your policy and not all policy types allow you to change funds. If you prefer to contact us online, please use our enquiry form. 1. You’ll be automatically enrolled in Your Tomorrow on the day you join the Group. Scheme overview; Joining the scheme. Increasing your pension; … Our new process no longer asks you to use an 8 digit customer ID and 4 digit PIN to log in. General enquiry form From time to time, you may find the following tax reference numbers useful if you have to deal with HMRC in any corresondence relating to your pension scheme (for example, Pay As You Earn taxation, refunds, Annual Allowance tax charges, application for individual protection or Additional Voluntary Contributions (AVCs). Financial Services Register number 181655. They’ve been handling peoples’ retirement plans for over 200 years so you’ll know you’re in safe hands. It may take up to a further 5 working days for you to receive written confirmation. *If you are a Scottish or Welsh taxpayer the tax relief you will be entitled to will be at the Scottish or Welsh Rate of income tax, which may differ from the rest of the UK. Our opening hours are: Mon to Fri 8am to 6pm & Sat 9am to 12.30pm. . NHS Professionals Limited has teamed up with Scottish Widows to offer you the NHS Professionals Stakeholder pension plan. For example, to meet Anti Money Laundering requirements we may need documentary evidence to complete your withdrawal. To allow us to deal promptly with your request, please ensure you include: Once we have received your letter, we aim to respond to your request within 5 working days. Log in to my: Personal pension; Money4Life; Workplace pension; Bonds, ISAs and OEICs; Scottish Widows Bank ; Need help to log in? If you’re worried about money or pensions, or if you or someone you know is experiencing financial or domestic abuse, we have people on hand to support you. Scottish Widows pensions. IF YOU JOINED THE GROUP BEFORE 1 JULY 2010. EH16 5BU. Once we have all the information needed, your valuation request can take up to 5 working days to be processed. Existing online users are able to amend their address online. Depending on how you have asked us to contact you, it may take up to a further 5 working days for you to receive confirmation. Existing online users are able to receive an instant valuation. You can send us an email at IPC.Aftersales@scottishwidows.co.uk. Know your options. Scottish Widows are the pension experts within our Group. Our opening hours are: Mon to Fri 8am to 6pm & Sat 9am to 12.30pm.  Please make sure you have your plan number to hand. Whilst most pensions are available to be viewed online, those plans which contain letters or more than 8 digits in the policy number, or which were taken out before July 2000, are unable to use this service. The widow’s pension, awarded to widows over age 45, was replaced by the bereavement allowance in 2001. It is intended to be simple, flexible and offer value for money. If you would like to transfer into your existing Scottish Widows Workplace Pension, please use the Workplace Pension … If you don’t have this we can still help find you with your personal information, but we may need to ask a few more security questions. Financial Services Register number 181 655. To keep your money safe, you need to be able to spot a scam. Our Retirement Saver is a Group Self Invested Personal Pension (GSIPP) with integrated drawdown. Bereavement claim form Scottish Widows Limited. Scottish Widows accept most, but not all pensions. IF YOU JOINED THE GROUP ON OR AFTER 1 JULY 2010 . The Scottish Teachers’ Superannuation Scheme provides final salary related retirement benefits to its members as well as valuable death benefits for their dependants. Register; Log in. Pensions Calculator. Please ensure you include: You can contact us using our online enquiry form. Find out more. If you took your policy out through your employer, If your product is called "Retirement Account", If you took your policy out via an IFA or direct with Scottish Widows, If you took your policy out through a branch (formerly Lloyds TSB), If you are 55 or over and wish to explore your retirement options, If you have a Scottish Widows investment bond, If you took your policy out via Lloyds Bank, Halifax or Bank of Scotland. About NHS pensions. When calling, our consultants will explain the options available to you. The scheme is designed to help you save for your retirement. Edinburgh EH16 5BU. Please note in order to process some requests, we may need to get in touch with you for additional information. To request a change to your pension contributions you can speak to one of our consultants by calling: 0345 716 6777. Our phone lines are open, however we continue to see an increase in call volumes so ask that you use our online forms where possible. In order to process some written withdrawal requests we may need to get in touch with you for additional information. For our latest updates on the impact coronavirus has had on the stock market, pensions and investments, please visit our coronavirus hub for useful information. Investing can be a great way to make money, but people may offer you fake investments. The complicated addition of the various allowances and tapering mean advice is essential for wealthier people who may be affected. You can find out the value of your pension by completing an online enquiry. 1629925. When you pay into a workplace pension scheme, the amount you choose to pay in is often matched (up to a set limit) by your employer –so your savings grow even more quickly. 15 Dalkeith Road in this issue welcome 3 summary funding statement 4 - 8 financials and membership 9 - 10 investment performance update 11 pension flexibilities 12 - 13 changes to the lifetime allowance (lta) 14 coming soon – website changes 14 what is pension wise? Once we have all the information needed, your request to access your pension can take up to 5 working days to be processed. Whilst we aim to complete the majority of requests over the phone, there may be instances where we require you to complete the transaction in writing. Edinburgh EH16 5BU. Scottish Widows Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Scottish Widows. In order to re-register you will need to: Have your own email address; Input your policy number, National Insurance number… Visit our dedicated investment fraud page for information on what to look out for. For this reason, calls will be recorded and monitored for quality and coaching purposes. You can request access to money saved in your pension by emailing IPC.Aftersales@scottishwidows.co.uk. The scheme closed to new members from 1 April 2015 with existing members either remaining in the scheme or transitioning to the Scottish Teachers Pension Scheme 2015 at a later date. Skip to main content Home; Sectors; NHS. … The NHS Pension scheme 2015; 2008 section; 1995 section; Your Membership. 15 Dalkeith Road There are 3 ways to get in touch. You can either give us a call, complete an online enquiry form, or contact us in writing. In addition, 25% of most people’s pension savings can be paid to them tax-free. If you’re an employee of Lloyds Banking Group and not a member of one of our pension schemes, it’s not too late to join, as long as you’re eligible. It is intended to be simple, flexible and offer value for money and under the scheme you will have your own personal pension plan. This benefit only applies to people whose partner's died before 6 April 2017. When requesting a change to your pension fund(s) in writing, please ensure you include: Once we have all the information needed, your request to change pension funds can take up to 5 working days to be processed. 3196171. For example, to meet Anti Money Laundering requirements we may need documentary evidence to complete your withdrawal. On average women in their twenties today are on course to retire with £100,000 less in their pension than men the same age. 15 Dalkeith Road Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. If you are not registered, please register here. It is paid for up to 52 weeks. Whilst most pensions are available to be viewed online, those plans which contain letters or more than 8 digits in the policy number, or which were taken out before July 2000, are unable to use this service. It may take up to a further 5 working days for you to receive confirmation. Please ensure you include: You can speak to one of our consultants by calling 0345 716 6777. If you can’t find what you are looking for or have any questions then please contact us.