Here are some suggestions: The best car insurance company in Arizona is different for every driver. Collision coverage with a $1,000 deductible. Cheapest Car First you need to know about Arizona's low-cost basic liability policy. However, this does not influence our evaluations. Arizona drivers spend slightly less than the average American on car insurance, typically paying about $890 per year for premiums. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. The difference between the cheapest DUI average rate from State Farm ($1,633) and the most expensive from Nationwide ($ However, not all car insurance companies are created equal. With the list, you have a blend of regional and national insurers to help you find the cheapest car insurance in Arizona. Check out NerdWallet’s guide to state car insurance requirements for help understanding and improving your Arizona policy. We analyzed rates for drivers 20 to 80 years old in five-year increments. Our opinions are our own. Show full articles without "Continue Reading" button for {0} hours. In addition to low premiums, Geico customers may be able to save additional money by taking advantage of the company's numerous discounts. It also receives an A+ rating from AM Best for excellent financial stability. By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Drivers in Arizona with clean driving records may want to get quotes from these insurers, which had the lowest average rates: Drivers in Arizona who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates: Drivers with poor credit in Arizona can check with the following companies, which showed the lowest average rates for full coverage: For drivers living in Arizona with a recent accident, here are the insurers with the lowest average full coverage rates: The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Each insurance company uses different calculations to decide what you pay for coverage. Comparing car insurance quotes: Cheap car insurance for an 18-year-old Comparison shopping is one of the easiest ways to save on car insurance. Drivers in Arizona with clean driving records may want to consider the following companies, which had the lowest average rates: Drivers in Arizona who want just the state minimum coverage may want to check with these companies, which had the lowest average rates: Drivers with poor credit in Arizona should look at the following insurers with the lowest average rates for minimum coverage: For drivers with a recent accident in Arizona, here are the companies with the lowest average rates for minimum coverage: The cheapest auto insurance we found after a DUI is shown here, alongside the insurers’ average rates for minimum coverage. With Travelers, you may also be eligible for various discounts, including a home ownership discount, new car discount and discounts for hybrid and electric vehicles. In that case, the remaining amount would have to come out of your hard-earned savings. The national average rate is slightly more expensive than Arizona's statewide average rate of $1,547 per year for full coverage and $555 per year for minimum coverage. As of 2015, there were just under 5 million licensed drivers in Arizona, and every driver is legally required to carry car insurance. $25,000 for bodily injury liability coverage per person, $50,000 for bodily injury liability coverage per accident, $15,000 for property damage liability coverage per accident, $100,000 bodily injury liability per person, $300,000 bodily injury liability per accident, $50,000 property damage liability per accident, $100,000 uninsured motorist bodily injury per person, $300,000 uninsured motorist bodily injury per accident. For full coverage policies, we used the following coverage limits: In states where required, minimum additional coverages were added. Some people are looking for the best customer service, some are looking for the lowest rates and others are looking for specific coverages. $100,000 uninsured motorist coverage per person. Bankrate utilizes Quadrant Information Services to analyze rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Even though comprehensive insurance isn’t mandatory in NZ, the majority of those in our survey opt for full cover: 86%. If you had to go to each individual insurance company to get a quote, it could take days or even weeks to find an inexpensive policy that fits the bill. Pre-qualified offers are not binding. Although 65-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. $15,000 property damage liability per accident. Cheap car insurance for good drivers in Arizona Drivers with good driving records typically enjoy lower car insurance costs than drivers with histories of speeding tickets, at-fault accidents or DUI citations, from Tucson to Kayenta. Cheapest Car Insurance in Arizona Geico offers the lowest car insurance rates in Arizona across most driver profile demographics, according to our research. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. Prices can be sky-high for … Pre-qualified offers are not binding. Additionally, minimum coverage insurance does not offer any protection for your own vehicle. With over 30 carriers to choose from for your car insurance, you will have plenty of options. These are sample rates and should be used for comparative purposes only. $300,000 uninsured motorist coverage per accident. The minimum liability limits you must select to drive legally in Arizona are: Keep in mind, a severe accident could easily leave you owing more than, say, $15,000 in repairs to another driver’s car. For our “good driver” profile, NerdWallet averaged insurance estimates from an average of 14 insurers in each state and Washington, D.C., for single male and female drivers with good credit and no tickets or violations. Many or all of the products featured here are from our partners who compensate us. Each year, J.D. Mercury's average annual full coverage premium is $1,274, and the average annual minimum coverage premium is $380. Arizona drivers are required to carry at least 25/50/15 car insurance coverage. Save hundreds of dollars by getting the cheapest AZ car insurance rates now. Rates fluctuate from one company to the next, based in part on personal factors such as age, ZIP code and credit history. Comprehensive insurance aids pay to repair or change your car if it's harmed by something besides a crash, consisting of burglary, fire, criminal damage, or hitting a pet. This can take one of two forms: Proof of liability insurance. Read where to find the cheapest car insurance companies in the U.S., which may differ depending on your driving history and where you live. We make the procedure simpler with a … $300,000 bodily injury liability per accident. Our data shows that Arizona drivers pay an average of $335 per year if they buy the minimum amount of car insurance the state requires from CSAA, which is … Car insurance rates vary for every driver. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Insurance.com's analysis shows that State Farm offers the cheapest DUI car insurance rates, on average. The cheapest car insurance in Arizona Arizona drivers can get affordable auto insurance from several providers.The companies in the table below represent some of the lowest rates in Arizona … It’s a lot to keep track of, but NerdWallet has done the hard part for you. Drivers in Arizona with clean driving records may get the lowest rates from these companies: Drivers in Arizona who want their state’s minimum coverage can check with the following companies, which had the lowest average rates: Drivers with poor credit in Arizona should consider the following companies with the lowest average rates for full coverage: For drivers in Arizona with a recent accident, here are the lowest average rate options for full coverage: For the cheapest auto insurance after a DUI, we found the following options for full coverage. The average cost of car insurance in Arizona is $1,547 per year for full coverage and $555 per year for minimum coverage. Geico has discounts for safe drivers, good students, military members, federal employees, employer groups, bundling policies and having vehicle safety features, like airbags and daytime running lights. One of the best ways to find the right car insurance company for you is to shop around and compare providers based on your personal needs. We want to hear from you and encourage a lively discussion among our users. The average annual full coverage premium is $916 and the average annual minimum coverage premium is $326. The company offers all the standard car insurance coverage options as well as PIP or medical payments coverage, towing and labor, audio/visual equipment coverage and transportation expense coverage. We used the same assumptions for all other driver profiles, with the following exceptions: These are rates generated through Quadrant Information Services. These include towing and labor coverage, accident forgiveness, a deductible reduction program, gap coverage and more. Many factors determine the cheapest rates available to vehicle owners for auto insurance, including age, accident history, and the year and type of vehicle being driven. Arizona drivers must carry liability insurance, which pays out if you’re at fault in a crash to help cover others’ property damage and injury treatment. You get 5% off renters insurance premiums if you bundle car and renters insurance, or 10% off your home insurance by bundling car and home policies. When evaluating offers, please review the financial institution’s Terms and Conditions. We used a 2018 Toyota Camry L for all drivers and assumed 12,000 annual miles driven. The average cost of car insurance in the United States is $1,674 per year for a full coverage policy and $565 per year for a minimum coverage policy. Like us on Facebook to see similar stories, All Michiganders 16+ eligible for COVID-19 vaccine starting April 5, Whitmer says, Oregon gov issues executive order to reopen schools. Drivers in Arizona with clean driving records may want to think about the following companies, which had the lowest average rates: Drivers in Arizona who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates: Drivers with poor credit in Arizona can check out the following insurers with the lowest average rates for full coverage: For drivers with a recent accident living in Arizona, here are the companies with the lowest average rates for full coverage: The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Getting quotes from several insurers can be time consuming to say the least. The cheapest car insurance companies in Arizona are Noblr, Root, and Geico because they tend to offer rates lower than the state average. All financial products, shopping products and services are presented without warranty. If you finance your vehicle with a loan or a lease, your lender will likely require you to carry comprehensive and collision insurance. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Auto: Auto insurance from Fast Insurance is quickly becoming Arizona's premier stop for fast car insurance. All financial products, shopping products and services are presented without warranty. Compare the car insurance quotes for Arizona to find the cheapest coverage and lowest rates. to Kayenta. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts. If you are looking for the cheapest possible car insurance in Arizona there are only two things you have to know. I'm in my early twenties Drivers in their 20s may have to get a lot of quotes to find cheap car insurance. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Depending on the chosen program, you can partially or completely protect yourself from unforeseen expenses. MORE: Best car insurance for veterans and military personnel USAA is often the cheapest, but it isn’t available to everyone. Drivers in this age group should also take advantage of any available discounts for senior citizens. Your own rates will be different. Our sample drivers own a 2018 Honda Accord, commute five days a week and drive 12,000 miles annually. This may influence which products we write about and where and how the product appears on a page. Your vehicle's year, make, model and annual mileage can also have an impact on car insurance rates. Arizona drivers can get affordable auto insurance from several providers. With an A++ rating from AM Best, Travelers is an excellent choice for auto insurance coverage, thanks to its wide range of coverage options, including gap insurance, rental coverage, roadside assistance, accident forgiveness and ridesharing coverage. Cheapest for 20-year-old drivers in Arizona Drivers in their 20s may have to get a lot of quotes to find cheap car insurance. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them. "cheap car insurance in toronto" is an oxymoron. Average Auto Insurance Expenditures in Arizona by Gender While gender doesn’t have as significant an effect on auto insurance rates as a driver's location or age, it is used as a pricing factor by insurance companies. Comprehensive coverage with a $1,000 deductible. In Arizona, the cheapest car insurance company for a full coverage policy is Geico, according to our survey of rates. Luckily, glimp lets you compare car insurance from multiple companies such as AA Car Reddit is an online hub for all sorts of information, advice and pictures that make you go aww. Insurance.com's rate analysis ranks the car insurance Getting cheap car insurance in Arizona starts by choosing a provider that sells affordable coverage, but there are other ways to lower your car insurance premium. Please help us keep our site clean and safe by following our, Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate, Best Cheap Car Insurance in Arizona for 2021. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. Nationwide makes it easy to obtain affordable car insurance in Arizona, with plenty of options for customization. This policy is the cheapest insurance you can possibly buy in Arizona and still drive 100% legally. $50,000 property damage liability per accident. As for other important insurance metrics, Progressive scores decent across the board, except in customer service. We're trying to inform them. Drivers in Arizona may pay more or less than the statewide average based on factors like age, gender, credit score, ZIP code, claims history and driving record, among others. For drivers with minimum coverage, we adjusted the numbers above to reflect minimum required coverage by law in the state. GEICO offers Arizona drivers the lowest premiums at … I recently got my G2 license and the cheapest Car Insurance quote I got was $472 per month from Desjardins and the highest I got was around $800 per … Try Belair, they had the absolute best rates for me. Most people still don't know this. Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Car insurance providers It's important to compare different providers if you're looking for the best deal possible on cheap car insurance in NZ. Policyholders may earn extra savings by participating in Mercury's mileage tracking program, RealDrive. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: To determine minimum coverage limits, Bankrate used minimum coverages that meet each state's requirements. Arizona drivers can also take advantage of discounts for having an anti-theft system, paying their premium in full, being a good student and signing up for autopay. Call for a personalized auto quote: 800-259-1826.